Every on-time payment made toward the car loan is a positive mark for your credit score
Our customers are offered affordable, low down payments to finance a new vehicle.
Our mission is to help consumers who might not be qualified to lend elsewhere.
Buy Here, Pay Here dealerships are exactly what they sound like. You can find a vehicle, get financing, and pay for the vehicle all at one convenient location. That makes the car buying process a whole lot easier for everyone because you have one trusted source to handle every step. Buy here, pay here dealerships like Premier Auto are an especially popular choice for consumers buying a car with bad credit.
Outside lenders often decline prospective buyers with bad credit, but a buy here, pay here dealership like Premier Auto can be more flexible and approve buyers for in-house financing.
Buy here, pay here dealerships extend in-house financing to buyers who purchase a vehicle from the dealership. Then, buyers can make affordable monthly car payments to the dealership.
Once a driver has been approved for a car loan they can choose from among lots of different vehicles at the dealership and know exactly what their payment will be. The bottom line is that buy here, pay here dealerships work with drivers to secure financing and put them in the driver seat of the vehicle they want to drive.
Some might think doing business with a Buy Here Pay Here dealership could harm your credit score. Surprisingly, in-house financing with this type of dealership can do the exact opposite! When credit-challenged borrowers commit to an auto loan through a Buy Here Pay Here dealership, it can actually begin their journey toward credit repair. This process can also allow consumers with no credit history an opportunity to build credit from the ground up. As long as the Buy Here Pay Here dealer is reliable and reports monthly payments to the credit bureaus, every on-time payment made toward the car loan is a positive mark for your credit score. All in all, financing an auto loan at a Buy Here Pay Here dealer can improve your credit!
Yes, it is possible to get a car loan with a "bad" credit score! This is where buy here pay here financing comes in.
At our Buy Here Pay Here dealership we believe that you, as a car shopper, should have the opportunity to "Own Your Journey". Since buy here pay here dealership offers in-house financing, they don't have to turn away credit-challenged consumers and can help drivers begin their journey toward improving their credit score.
Surprisingly, buy here pay here dealerships like Premier Auto do not require buyers to put down a large down payment, either!